Auto Financing with Bad, Little, or No Credit at Joe Holland Chevrolet Inc

For just being a number, credit score is a surprisingly important one in the United States. A consequence of this is that auto financing can be particularly daunting with bad, little, or no credit. Fortunately, bad credit doesn't mean you can't buy a car, nor does it mean that you won't be able to get a loan that will break the bank. Here are just a few reasons why:

1. Lenders Still Want to Help You Finance a New Car

New cars have more value, which means there's more to be reclaimed if you fail to make payments. They also don't require costly repairs like used cars, so a lender is more likely to feel confident about you keeping up with your payments.

2. You Can, and Should, Prepare

If you expect to take out a loan for a car in the future, you can and should prepare. That means getting a credit report and finding out where things are going wrong. This is a good way to turn your fortunes around and start improving your credit score before you apply for a loan.

3. Get Pre-Approved

Try to get pre-approved from more than one lender to get the best deal possible. Lenders also know when you are searching for the best rate and will compete with each other to get you to choose them. At Joe Holland Chevrolet, we'll try our hardest to get you the best deal possible on a vehicle. If you have more questions about financing and credit, call us or stop by and talk with one of our representatives!

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Joe Holland Chevrolet Inc 38.3694, -81.69805.